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Aon expands Data Centre Lifecycle Insurance Programme to USD 3.5B capacity

Aon expands Data Centre Lifecycle Insurance Programme, increasing capacity to USD 3.5 billion to strengthen protection across construction, operational, and cyber risks in the digital infrastructure lifecycle

Aon plc, a leading global professional services firm, announced an additional USD 1 billion expansion of its proprietary Data Centre Lifecycle Insurance Programme (DCLP), increasing total programme capacity to USD 3.5 billion and expanding the programme to now include coverage for existing data centres coming off the first year of operations.

With this enhancement, DCLP now provides continuity of coverage into long‑term operations, extending coordinated support to existing, mission‑critical data centre assets beyond construction and commissioning. This lifecycle approach reflects the growing scale, complexity and capital intensity of digital infrastructure, enabling clients to secure capacity with greater certainty as assets move into steady‑state operation.

Data centres have become foundational to innovation, connectivity and economic growth,” said Joe Peiser, CEO of Risk Capital at Aon. “As these assets grow in size, complexity and importance, resilience must be built from the start. By expanding our Data Centre Lifecycle Insurance Programme and extending coverage to operating data centres, Aon is helping clients anticipate risk, protect critical assets and invest in digital infrastructure with greater confidence.”

Launched in June 2025, Aon’s DCLP is a multi-line insurance solution designed to address the interconnected construction, operational, cyber and financial risks facing data centre owners, developers and investors. The latest expansion reflects accelerating global investment in cloud computing, artificial intelligence and hyperscale infrastructure, and the growing importance of resilience as data centres become larger, more capital-intensive and more critical to the global economy.

The Digital Infrastructure Construction & Liability Programme (DCLP) offers comprehensive coverage designed to support large-scale infrastructure and technology-driven projects. Key features include up to USD 3.5 billion in coverage for Construction All Risks, Delay in Start-Up (DSU), and Operational Property Damage/Business Interruption, alongside cyber and technology E&O protection of up to USD 400 million, which also covers non-damage cyber DSU and ransomware risks. The programme further provides third-party liability coverage up to USD 200 million globally, including USD 100 million in US excess capacity, and project cargo and transport insurance of up to USD 500 million.

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