National Bonds, the UAE’s premier Sharia-compliant savings and investment company, has announced its strongest year in two decades, as it marks its 20th anniversary. Its funds held by bondholders exceeded AED18 billion, a 14% increase year on year, with returns of up to 4.45% paid to savers in 2025.
This represented a 37% increase in regular savers compared to 2024, underscoring the increasing culture of saving and a clear trend towards systematic long-term financial planning. Corporate Liquidity and Treasury solutions offered to institutional investors saw a 28% increase.
These results are a barometer of the financial stability of UAE, with first-time savers, ultra-high-net-worth individuals, and major corporates all participating in the depth and breadth of the country’s economic foundations, creating confidence, growth, and long-term value.
The UAE’s sustained economic performance is the foundation upon which National Bonds’ two decades of consistent growth have been built. The country’s diversified economy, robust regulatory framework, sustained growth in the market, and long-term vision, most recently articulated in the UAE Centennial 2071, have created an environment in which financial discipline is not only encouraged but rewarded.
Khalifa Al Daboos, Chairman of National Bonds, commented, “The UAE continues to set a global example of resilience, adaptability, and forward-looking vision. Over the past two decades, National Bonds has been proud to contribute to this journey by fostering a culture of saving that is built on trust, discipline, and long-term value creation. Our progress reflects not only financial growth, but also the confidence placed in us by our bondholders and our role in supporting the financial fabric of the nation.”
Mohammed Qasim Al Ali, Group CEO of National Bonds, said, “Surpassing AED18 billion in bondholders’ funds is a clear reflection of consistent and sustained growth driven by strong customer confidence. Over the years, more than one million customers have experienced National Bonds’ savings and investment solutions, with many making a conscious commitment to disciplined saving as a cornerstone of their financial future. What stands out is the breadth and depth of this trust across individuals, families, and corporates, who continue to choose National Bonds as a reliable partner for long-term financial security.”